GICF Group, the user of the website www.gicfcreative.com disclaims as under;

I agree that by use of the www.gicfcreative.com website shall be at my entire sole risk. To the fullest extent permitted by law, GICF Group (hereafter referred as GICF), it's officers, directors, employees, and agents disclaim all warranties, express or implied, in connection with the website and my use thereof. GICF makes no warranties or representations about the accuracy or completeness of the contents of the website www.gicfcreative.com or the content of any sites linked to this site and assume no liability or responsibility for any:
(i)    errors, mistakes, or inaccuracies of content,
(ii)   personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our website,
(iii)  any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein,
(iv)  any interruption or cessation of transmission to or from our website,
(iv)  any bugs, viruses, or the like which may be transmitted to or through our website by any third party, and/or
(v)   any errors or omissions in any content or for any loss or damage of any kind,

incurred as a result of the use of any content posted, emailed, transmitted, or otherwise made available via the www.gicfcreative.com website does not warrant, endorse, guarantee, or assume responsibility for any product or service advertised or offered by a third party through the www.gicfcreative.com website or any hyper linked website or featured in any banner or other advertising, and www.gicfcreative.com will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services. As with the purchase of a product or service through any medium or in any environment, you should use your best judgment and exercise caution where appropriate.

Inclusion of any linked website on the www.gicfcreative.com website does not imply approval or endorsement of the linked website by www.gicfcreative.com. When you access these third-party sites, I do so at your own risk. www.gicfcreative.com or GICF Group take no responsibility for third party advertisements which are posted on the www.gicfcreative.com website or through the services, nor does I take any responsibility for the goods or services provided by its advertisers. GICF and www.gicfcreative.com are not responsible for the conduct, whether online or offline, of any user of the www.gicfcreative.com services. GICF assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or unauthorized access to, or alteration of, any user or member communication. GICF shall not be responsible for any problems or technical malfunction of any telephone network or lines, computer online systems, servers or providers, computer equipment, software, failure of any email or players due to technical problems or traffic congestion on the internet or on any of the website www.gicfcreative.com, its services or combination thereof, including any injury or damage to users or to any person's computer related to or resulting from participation in connection with the www.gicfcreative.com services. Under no circumstances will www.gicfcreative.com be responsible for any loss or damage, including personal injury or death, resulting from use of the services, attendance at a event of www.gicfcreative.com, from any content posted on or through the www.gicfcreative.com services, or from the conduct of any users of the www.gicfcreative.com, whether online or offline. The services of www.gicfcreative.com are provided "as-is" and as available and www.gicfcreative.com expressly disclaims any warranty of fitness for a particular purpose or non-infringement. The company cannot guarantee and does not promise any specific results from use of the services www.gicfcreative.com, in whatever manner.

1.    Limitation of liability: In no event shall GICF, it's parent company, officers, directors, employees, or agents, be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from any (i) errors, mistakes, or inaccuracies of content, (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to and use of our website, (iii) any unauthorized access to or use of our secure servers and/or any and all personal information and/or financial information stored therein, (iv) any interruption or cessation of transmission to or from the website, (iv) any bugs, viruses, trojan horses, or the like, which may be transmitted to or through our website by any third party, and/or (v) any errors or omissions in any content or for any loss or damage of any kind incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available via the www.gicfcreative.com website, whether based on warranty, contract, tort, or any other legal theory, and whether or not the company is advised of the possibility of such damages. The foregoing limitation of liability shall apply to the fullest extent permitted by law in the applicable jurisdiction. I specifically acknowledge that GICF shall not be liable for user submissions or the defamatory, offensive, or illegal conduct of any third party and that the risk of harm or damage from the foregoing rests entirely with you. The Website is controlled and offered by GICF from its facilities in India. GICF makes no representations that the website www.gicfcreative.com is appropriate or available for use in other locations. Those who access or use the www.gicfcreative.com website from other jurisdictions do so at their own volition and are responsible for compliance with applicable laws.

2.    INDEMNITY: I agree to defend, indemnify and hold harmless GICF Group its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) my use of and access to the website www.gicfcreative.com ; (ii) my violation of any term of these Terms of Use; (iii) my  violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that one of my User Submissions caused damage to a third party. This defense and indemnification obligation will survive these Terms of Use and your use of the website www.gicfcreative.com .


3.    ABILITY TO ACCEPT TERMS OF USE: I affirm that you are either more than 16 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Use, and to abide by and comply with these Terms of Use.

4.    ASSIGNMENT: These Terms of Use, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by GICF without restriction.

5.    GENERAL: I agree that: (i) the website www.gicfcreative.com shall be deemed solely based in India; (ii) the section titles in this Agreement are for convenience only and have no legal or contractual effect; (iii) nothing in these Terms of Use shall be deemed to constitute a partnership or a joint venture between me and GICF. Nothing contained in these Terms of Use shall constitute me as the agent of GICF and/or www.gicfcreative.com or otherwise entitle me to have authority to bind us for any purpose. and (iv) any claim or dispute between me and GICF that arises in whole or in part from the website www.gicfcreative.com and shall be decided exclusively by a court of competent jurisdiction located in Delhi, India. I and GICF shall be bound to submit all disputes howsoever arising out of or in connection with the use of the website www.gicfcreative.com to arbitration to one (1) arbitrator nominated and appointed by GICF. The arbitration shall in all matters be governed by the Arbitration and Conciliation Act, 1996. The place of arbitration shall be Delhi, India. The language to be used in the arbitration proceedings shall be English. The award of the arbitration proceedings will be final and binding on both me and GICF to the extent permissible in law. These Terms of Use together with the privacy policy and any other legal notices published by GICF on the website www.gicfcreative.com shall constitute the entire agreement between me and GICF concerning the website www.gicfcreative.com. If any provision(s) of these Terms of Use are deemed invalid by a court of competent jurisdiction, the invalidity of such provision(s) shall not affect the validity of the remaining provisions of these Terms of Use, which shall remain in full force and effect. No waiver of any of these Terms of Use shall be deemed a further or continuing waiver of such term or any other term, and GICF's failure to assert any right or provision under these Terms of Use shall not constitute a waiver of such right or provision. GICF reserves the right to amend these Terms of Use at any time and without notice, and it is your responsibility to review these Terms of Use for any changes. My use of the website www.gicfcreative.com following any amendment of these Terms of Use will signify your assent to and acceptance of its revised terms. I and GICF agree that any cause of action arising out of or related to the website www.gicfcreative.com must commence within one (1) year after the cause of action accrues. Otherwise, such cause of action is permanently barred.